:root{--petrol:#1f6678;--dark:#0b3040;--text:#1d2939;--muted:#667085;--line:#e5e7eb;--gold:#d9b779}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:#fff}.container{width:min(90%,1200px);margin:0 auto}header{position:fixed;top:0;width:100%;z-index:100;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{height:86px;display:flex;justify-content:space-between;align-items:center}.logo img{height:62px}nav ul{display:flex;gap:25px;align-items:center;list-style:none}nav a{text-decoration:none;color:#111827;font-weight:700}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 22px;border-radius:10px;text-decoration:none;font-weight:800;border:1px solid transparent;white-space:nowrap}.btn-primary{background:var(--petrol);color:white;cursor:pointer}.btn-secondary{border-color:rgba(255,255,255,.7);color:white;background:rgba(255,255,255,.08)}.btn-light{background:#fff;color:var(--dark)}.hero{min-height:94vh;padding-top:110px;color:#fff;display:flex;align-items:center;background:linear-gradient(90deg,rgba(11,48,64,.90),rgba(31,102,120,.72),rgba(31,102,120,.12)),url('assets/beratung-gespraech.png') center/cover no-repeat}.hero-content{max-width:700px}.eyebrow{font-weight:800;color:#e7f5f8}.hero h1{font-size:clamp(42px,6vw,72px);line-height:1.05;margin:18px 0 22px}.hero p{font-size:20px;margin-bottom:18px;color:#eef7f9}.hero ul{list-style:none;margin:0 0 28px}.hero li{font-weight:700;margin:8px 0}.hero li:before{content:'✓';margin-right:10px}.buttons{display:flex;gap:14px;flex-wrap:wrap}.trust{border-bottom:1px solid var(--line);box-shadow:0 10px 35px rgba(15,23,42,.04)}.trust-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px;padding:22px 0}.trust-item{display:flex;gap:12px}.trust-icon{font-size:28px;color:var(--petrol)}.trust-item strong{display:block;line-height:1.25}.trust-item span{font-size:13px;color:#475467}section{padding:94px 0}.title{font-size:clamp(30px,4vw,46px);line-height:1.15;color:#0f172a;margin-bottom:18px}.text{font-size:18px;color:#475467;margin-bottom:16px}.two{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:start}.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 22px;margin-top:25px;font-weight:800;color:var(--dark);white-space: nowrap}.phase-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:white;border:1px solid rgba(31,102,120,.12);border-radius:18px;padding:26px;box-shadow:0 14px 34px rgba(15,23,42,.06)}.num{width:38px;height:38px;border-radius:50%;background:var(--petrol);color:white;display:flex;align-items:center;justify-content:center;font-weight:900;margin-bottom:14px}.card h3{color:var(--dark);font-size:20px;margin-bottom:12px}.card ul{padding-left:18px;color:#475467}.card li{margin-bottom:9px}.note{text-align:center;font-size:14px;color:#667085;margin-top:30px}.darksec{background:linear-gradient(135deg,var(--dark),var(--petrol));color:white}.darksec .title,.darksec .text{color:white}.center{text-align:center;max-width:850px;margin:0 auto 45px}.offers{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.offer{background:#fff;color:var(--text);padding:32px;border-radius:20px;box-shadow:0 18px 48px rgba(0,0,0,.18);display:flex;flex-direction:column}.offer.featured{border:3px solid var(--gold)}.offer h3{color:var(--dark);font-size:23px;margin-bottom:14px}.offer ul{padding-left:18px;color:#475467;margin:15px 0 25px}.price{font-size:28px;font-weight:900;margin:auto 0 20px;color:#0f172a}.price small{display:block;font-size:15px;color:#667085}.about-map{display:grid;grid-template-columns:1fr 1fr 1fr}.about-text{padding:65px 5vw}.about-photo img{height:100%;min-height:440px;width:100%;object-fit:cover;display:block}.icons{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:24px;text-align:center;font-size:12px;font-weight:700;color:var(--dark)}.icons span{display:block;font-size:24px;color:var(--petrol)}.map{padding:65px 5vw}.map iframe{width:100%;height:330px;border:0;border-radius:20px;box-shadow:0 16px 38px rgba(15,23,42,.12)}.flowfaq{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.flowfaq-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px}.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;text-align:center}.step-icon{width:60px;height:60px;border-radius:50%;background:#e7f1f3;color:var(--petrol);display:flex;align-items:center;justify-content:center;margin:0 auto 10px;font-size:24px}.step strong{font-size:13px;color:var(--dark);display:block}.step p{font-size:12px;color:#475467;margin-top:6px}.faq{border:1px solid var(--line);border-radius:10px;padding:14px 16px;margin-bottom:10px;font-weight:700}.contact{padding:0}.contact-grid{display:grid;grid-template-columns:.75fr 1.1fr .8fr}.contact-panel{background:linear-gradient(135deg,var(--dark),var(--petrol));color:white;padding:60px 5vw}.contact-panel a,.contact-panel p{display:block;color:white;text-decoration:none;font-weight:800;margin:14px 0}.form-wrap{padding:60px 40px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.full{grid-column:1/-1}label{font-weight:800;font-size:14px}input,select,textarea{width:100%;margin-top:6px;margin-bottom:14px;padding:13px;border:1px solid #d0d5dd;border-radius:10px;font:15px Arial}textarea{min-height:120px}.privacy{display:flex;gap:10px;font-size:14px;color:#475467;margin-bottom:18px}.privacy input{width:auto}.contact-info{padding:60px 5vw}.contact-info a,.contact-info p{display:block;color:#1d2939;text-decoration:none;font-weight:700;margin-bottom:12px}.seals{display:flex;gap:18px;margin-top:28px}.seals img{height:82px;width:82px;object-fit:contain}footer{background:#061f2a;color:#cbd5e1;padding:32px 0;font-size:14px}.foot{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}footer img{height:52px}footer a{color:#cbd5e1;text-decoration:none;margin:0 8px}.legal{padding-top:130px}.legal h1{font-size:42px;color:#0f172a}.legal h2{margin-top:30px;color:var(--dark)}.legal h3{margin-top:18px;color:var(--dark)}.legal p{color:#475467;margin:10px 0}.legalbox{max-width:980px}@media(max-width:1100px){.trust-grid{grid-template-columns:repeat(2,1fr)}.phase-grid,.offers{grid-template-columns:1fr 1fr}.about-map,.contact-grid{grid-template-columns:1fr}.about-photo img{max-height:540px}.steps{grid-template-columns:repeat(3,1fr)}}@media(max-width:820px){nav{display:none}.nav{height:76px}.logo img{height:54px}.hero{min-height:auto;padding:120px 0 70px;background-position:58% center}.two,.phase-grid,.offers,.trust-grid,.checks,.flowfaq-grid,.form-grid{grid-template-columns:1fr}.btn{width:100%}section{padding:74px 0}.steps{grid-template-columns:1fr}.icons{grid-template-columns:repeat(2,1fr)}}

/* FAQ-Karten vollständig klickbar */
.faq-link{display:block;text-decoration:none;color:inherit;cursor:pointer}
.faq-link:hover{border-color:rgba(31,102,120,.35);box-shadow:0 8px 22px rgba(15,23,42,.06)}